What should you know about the question every indian investor asks?

"Should I buy a flat or invest in SIP?" is the most common question on personal finance forums in India — and the most poorly answered. Most comparisons cherry-pick data. We use real market data from PropyMart's verified listings and publicly available mutual fund XIRR data to model both scenarios honestly.

What should you know about the property returns model (kolkata example)?

For a 2BHK flat in Kolkata's mid-market (Rajarhat/Kestopur corridor):

What should you know about the sip returns model (nifty 50 benchmark)?

A monthly SIP of Rs24,318 (equivalent to the property EMI) into a Nifty 50 index fund from 2021-2026 at an annualised return of 15% would accumulate approximately Rs22.6 lakh (corpus) on an investment of Rs14.6 lakh (24 months x Rs24,318). The XIRR on the SIP over 5 years is approximately 15%.

Property vs SIP: Which Investment Gave Better Returns in India Over 5 Years?

Kolkata property average PSF stands at Rs8,708 from 2,870+ verified listings. We model actual compounded returns from property (appreciation + rental income) vs a Nifty 50 SIP over 5 years to answer the question every Indian investor asks.

Property vs SIP India 2026 — 5-Year Returns Comparison with Real Data | PropyMart

Property vs SIP 5-year returns India: Kolkata average PSF is Rs8,708 (from 2,870+ listings). Full returns comparison factoring appreciation, rent, taxes and SIP XIRR.